Ajda Kaluža, a master in actuarial science and a certified business valuation professional, has specialized in automated real estate valuation models. Her expertise extends to debunking myths and sharing insights about Automated Valuation Models (AVMs), making her a well-recognized enthusiast in the field. As the head of the Valuation Department at NLB, Ajda led a team of certified appraisers, managing the valuation of collateral for bank loans and contributing significantly to the bank's risk management strategies. As a founder and director of Arvio, Ajda plays a key role in both developing new technologies and integrating them into client operations. Her focus is on enhancing the accuracy and efficiency of real estate valuations while ensuring compliance with regulatory standards. This approach has established Arvio as a leader in modernizing property appraisal processes.